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| | | Articles in this section are supplied by Andrew Southgate, Private Client Manager at Blevins Franks.
Find out more about Andrew on their website. | | Andrew Southgate | | | |
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Sunday, 04 September 2016 |
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Southern
Spain receives an influx of visitors at this time of year. It is not difficult
to appreciate why so many people fall in love with the local lifestyle and
consider making Chiclana de la Frontera their home. This is therefore a good time to run through
some of the tax and financial essentials you need to be aware of and plan for
if you are to get the best out of living here.
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Thursday, 04 August 2016 |
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One area of concern for British expatriates living in Spain is how the UK's
decision to leave the EU will affect their pensions.
As with issues like residency and healthcare, the rights you have now
should remain in place until the UK is officially no longer an EU member state,
a process that may take two years or more.
This gives you plenty of time for to consider your options. We may find that nothing materially changes
after that in how we draw and receive UK pensions in Spain, though income may
be affected by exchange rate movements.
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Thursday, 04 August 2016 |
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Brexit has brought the issue of residence into the
spotlight, so it is worth taking a look at the Spanish residence rules and what
you need to do.
It is very encouraging for expatriates that the new UK Prime
Minister, Theresa May, continues to confirm her commitment to secure the rights
of British nationals living in EU countries.
However, nobody
knows exactly what a post-Brexit world will look like, so if you were
considering taking actions it may be best to act now, under rules we
understand, rather than risk doing so later when the rules may become more
difficult.
So if you intend to live in Spain post Brexit but have not
yet officially registered your presence, it may be a good idea to get this
sorted now.
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Friday, 01 July 2016 |
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This is a very
historic moment for the UK. 43 years
after joining the European Community it now starts the process of leaving the
EU. This is new territory for us all,
and while we hope for a smooth transition there will be a period of uncertainty
until the various negotiations are completed and we find out what the changes
will be.
Leaving the EU
will affect most UK nationals, in varying degrees, whether you live in the UK
or abroad. Expatriates living in the EU
have extra concerns such as over residency, healthcare, property rights etc.
No-one can be
sure exactly what will happen next, but we can put your mind at ease in some
key areas.
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Friday, 01 July 2016 |
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Modelo 720 may be unpopular with
residents of Spain, but it is proving rather successful for the Spanish
government – which was the intention, of course.
In May, the Spanish tax authority Agencia
Tributaria published new data regarding Modelo
720.
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Tuesday, 07 June 2016 |
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Today, more than ever, there is a range of choice when it
comes to what you can do with your pension. An unwelcome side-effect of this
freedom is an increasing number of scams targeting people with pension savings.
One option open to British expatriates is to transfer their
UK pension into a Qualifying Recognised Overseas Pension Scheme (QROPS). For
many people this is a suitable way to bring their pension with them when they
relocate. However, it is by no means a ‘one size fits all’ solution. It is also
a common focus for scammers looking to defraud people out of their pension
savings. It is crucial to look at all your options and seek regulated,
personalised advice when considering a QROPS or any other pension transfer.
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Finance