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 David Bowern


 

 

   

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 David Bowern
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How to make things easier for your family and heirs
Monday, 12 February 2018

Understandably, many people avoid discussing the practical implications of their death with family. But if your affairs are not in order, your loved ones may face unnecessary costs and delays during that difficult time.

What should you consider to make things as easy for them as possible, before and after your death?

 
What can expatriates in Spain do with their UK pension in 2018?
Monday, 12 February 2018
With pensions, your long-term financial security is at stake, so take care to do what is right for you and your family. Start by understanding the options available for different pension types.
 
New €1,000,000 reduction for inheritances in Andalucía
Monday, 22 January 2018

There is good news for residents in Andalucía – the region has gone from being the most expensive for inheritance tax to one of the cheapest.  

When the new regional budget for Andalucía entered into force on 1st January 2018, it included a significant change for succession and gift tax.  The aim of the regional government is to protect close family from this tax, especially on death transfers (i.e. inheritances).

 
Three changes to UK domicile rules that could cost you money
Monday, 22 January 2018

Changes to the UK domicile regime have come into force that could prove costly for expatriates.

Following the delays caused by the unexpected snap general election in the summer, the Finance (No.2) Act 2017 received Royal Assent in November, with confirmation that the domicile reforms take effect retrospectively from 6th April 2017.

Whether you are planning to move to Spain or currently live here and thinking about returning to the UK - even temporarily - these changes could affect your tax liabilities. Make sure you understand what the new rules mean for you and your family.

 
UK Budget for expatriates
Friday, 22 December 2017

Was there anything in the UK Budget for expatriates?

Phillip Hammond's second Budget - the first for the reformed government following this summer's snap election - was widely seen as fairly subdued. But was there anything of note for Britons living in Spain?
 
Do you know where you are domiciled? Are you sure?
Monday, 13 November 2017

For British expatriates, understanding domicile is an important element of estate planning. It is domicile, not residence, that determines your liability for UK inheritance tax. With rates at 40%, UK inheritance tax is one of the most expensivet axes facing British families - and living in Spain does not automatically protect you.

 
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