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 David Bowern


 

 

   

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Some Relief from Succession Tax in Southern Spain
Monday, 10 October 2016

If you're a Spanish resident living in Andalucía or you have assets in the region, your heirs could benefit from recent changes to local succession law.

From 2nd August 2016, succession and gift tax rules include a revised main home relief and a new allowance for agricultural business. Then, in January 2017 the tax-free allowance for inheritances is likely to increase.

This is good news for taxpayers here, as it is the first time the local authorities have reduced succession tax in 35 years. Once all these measures come into force, Andalucía will no longer be the most expensive Spanish region when it comes to succession tax.

 
Does Brexit Mean You Need To Review Your Financial Planning?
Sunday, 04 September 2016

Some readers may find these exciting times for the UK, as it prepares to leave the EU, others may be concerned about what the future holds.  Either way, we do not yet know the detail of what the end result will be and it may be a while before we find out. How will this uncertainty affect expatriates in Spain from a financial point of view?  While you should not rush to make decisions, it is worth looking at your financial planning to consider if and where you may need to make changes.

 
Thinking About Living In Spain? The Financial Essentials
Sunday, 04 September 2016

Southern Spain receives an influx of visitors at this time of year. It is not difficult to appreciate why so many people fall in love with the local lifestyle and consider making Chiclana de la Frontera their home.  This is therefore a good time to run through some of the tax and financial essentials you need to be aware of and plan for if you are to get the best out of living here.

 
Brexit And Expatriatesí Pensions
Thursday, 04 August 2016

One area of concern for British expatriates living in Spain is how the UK's decision to leave the EU will affect their pensions. 

As with issues like residency and healthcare, the rights you have now should remain in place until the UK is officially no longer an EU member state, a process that may take two years or more.  This gives you plenty of time for to consider your options.  We may find that nothing materially changes after that in how we draw and receive UK pensions in Spain, though income may be affected by exchange rate movements. 

 
A Question Of Residence
Thursday, 04 August 2016

Brexit has brought the issue of residence into the spotlight, so it is worth taking a look at the Spanish residence rules and what you need to do.

It is very encouraging for expatriates that the new UK Prime Minister, Theresa May, continues to confirm her commitment to secure the rights of British nationals living in EU countries.  However, nobody knows exactly what a post-Brexit world will look like, so if you were considering taking actions it may be best to act now, under rules we understand, rather than risk doing so later when the rules may become more difficult. 

So if you intend to live in Spain post Brexit but have not yet officially registered your presence, it may be a good idea to get this sorted now.

 
What Does The Brexit Result Mean For UK Expatriates?
Friday, 01 July 2016

This is a very historic moment for the UK.  43 years after joining the European Community it now starts the process of leaving the EU.  This is new territory for us all, and while we hope for a smooth transition there will be a period of uncertainty until the various negotiations are completed and we find out what the changes will be.

 

Leaving the EU will affect most UK nationals, in varying degrees, whether you live in the UK or abroad.  Expatriates living in the EU have extra concerns such as over residency, healthcare, property rights etc.

No-one can be sure exactly what will happen next, but we can put your mind at ease in some key areas.  

 
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