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Succession Planning In Spain
Finance
Tuesday, 30 June 2015

Succession planning is one of those tasks that is easy to keep putting off, but do not risk leaving it too late.  If you do your estate may not be distributed as you wish, and your heirs could end up paying much more tax than they need have.

You need to plan to ensure that the people you want to benefit, benefit, and to reduce the amount the government takes from your loved ones in tax.

 
Exchange of information and living in Spain
Finance
Monday, 27 April 2015

Automatic exchange of information is almost here.  What does it mean for you, as an expatriate living in Spain? 

This loss of financial privacy affects us all.  If we live in one country and have assets in another, our information will be shared between countries. Tax authorities will be able to track our wealth like never before.

 
New UK Capital Gains Tax On Property
Finance
Tuesday, 27 January 2015

Until now, many British expatriates have been able to sell UK property without having to pay any capital gains tax in the UK.  This changes from April when new rules come into effect.

The concept of charging UK capital gains tax on the disposal of UK residential property owned by non-residents was first mooted by Chancellor George Osborne in his 2013 Autumn Statement.  Following a consultation, the government published legislation on 10th December 2014.  The new rules apply from 6th April 2015.

 
Be Careful Who You Trust With Your Money
Finance
Wednesday, 30 April 2014

Many people take financial advice to protect their assets from tax and inflation and to provide financial security for a long and comfortable retirement.  What many do not realise, however, is that their choice of adviser is probably the most important financial decision they need to make.

One of the key questions for British expatriates is whether to use their existing UK adviser, or a new adviser based here in Andalucía.  However, before you start discussing your financial affairs with anyone, you need to establish if they are regulated to provide advice to residents of Spain, and that they are competent.

Do not presume that because the adviser is British and has worked in the UK, that he must be reliable and regulated – unfortunately this is not always the case.

 
Giant Red Palm Beetle
Gardening
Thursday, 25 March 2010

Red palm Beetle

 

 

 

 

 

The red weevil (Rhynchophorus ferrugineus Olivier) is an insect of the Coleoptera order that causes major damage to palm trees.

This coleopteron originally came from the tropical regions of South East Asia and Polynesia, later extending to a large number of other subtropical zones. Of all the countries where they are found, special attention must be given to Egypt, Morocco, Saudi Arabia and Iran, as they are our most regular suppliers. It was detected in Europe, in 1995, in Almunecar, (Granada) Andalusia, Spain. The next year it was found in the province of Malaga, in the adjoining town of Nerja.

Progressively it has increased the affected area to include the costal zone between the two municipalities of Motril and Velez-Malaga; although these are the two areas in the extremities with the least frequency of incidences. The municipalities that are affected are Motril, Salobrena, Molvizar and Almunecar, in the province of Granada, and Nerja, Frigilliana, Torrox, and Velez-Malaga in Malaga.

Many types of palm species have been recorded as hosts. However in our zone the species of choice (by a significant difference) is the “Palmera Canaria” (Phoenix Canarensis) and in second place is the “Date Palm” (Phoenix Dacylifera). Occasionally it is found in the “Phoenix Robellini” Palm.

If you suspect that your Palms are affected then it is very important that you erradicate the beetle, you may need to remove the tree completely. You can take a sample to the Chiclana Natural office for their help in identifying the insect and also for advice on treatment.

There is more information about identification and treatment in this PDF document.  One of the  reccomended treatments is Confidor manufactured by Bayer. 

Thanks to Roger Holmes who  translated the information for ChiFRA on behalf of Chiclana Natural.

 

 
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