Welcome to  the Chiclana Foreign Residents Association for English speaking residents in Chiclana de la Frontera. Membership continues to be free courtesy of our sponsors.
To become a member please email
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with your name, Home address, Mailing address (if different), NIE number or passport number and your telephone number. If you wish to use a different email address please include that also.
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Tuesday, 21 December 2021 |
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This Christmas our sponsors, Blevins Franks have written a
thought provoking article and to give you a flavour I have picked out some interesting facts - but I recommend you read the whole article - click on the word "Finance" just below our sponsors logo.
How long does it take to earn
money for yourself instead of the taxman? "Tax freedom day" varies greatly
by country- What with income tax, national insurance/social security,
capital gains tax, VAT, council tax, excise duties and so on, a considerable
amount of our income goes straight to the taxman each year.
The Institut
Economique Molinari has been measuring taxes payable across EU member
states. Its 2021 edition has been given a global expansion to include Australia,
Brazil, Canada, Japan and the USA. This brings the total number of countries
studied to 34, collectively representing 58.2% of the global economy.
The study calculates a “tax liberation day” for each member
state – the date on which an employee has earned enough to pay off all taxes
for the year - according
to the study, Spain’s tax freedom day fell on 9th June, a day later
than last year, pushing Spain to 11th place in the European rankings.
The average gross salary in Spain is €35,771, but after the
real tax rate of 43.71%, workers in the country are only left with €20,137 to
spend on themselves and their families. The UK takes the third European spot on
11th May. This is the latest date for the UK since comparable
records began in 1995.
Although less than half of the EU’s 448 million
citizens are currently in the labour force, the report states that “A great recovery has begun, jobs are becoming available,
and new advances in teleworking make employment possible for a greater number
than ever before”.
Happy reading
Dave Fisher
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Thursday, 02 December 2021 |
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Hi Folks,
There has been a bolletin published for LISTA so in a maximum of 20 days it will be law
Davexf
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Thursday, 23 September 2021 |
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Hi Folks.
From the 27th September to the 2nd October there are some special events on in Chiclana. They are detailed in the "What's On - Chiclana events" in the left panel
Davexf
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Saturday, 21 August 2021 |
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Hi Folks,
The Level 2 restrictions have been updated as of today:
You can now have tables of 6 inside but cannot sit at the bar to eat or drink.
Blevins Franks have provided some more interesting articles, the first is entitled "UK-based
financial advice and services post Brexit. 4 things to consider" and the second "Balancing the Chancellor’s
books… could your UK pensions be affected?
To read these articles, click on the tab marked Finance at the top of the page and scroll down
Dave Fisher
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Tuesday, 18 May 2021 |
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Hi Folks,
Blevins Franks, always up to date, have two interesting articles on taxation changes you should consider if you are still working as your past pension contributions may be considered taxable.
Davexf
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Thursday, 18 March 2021 |
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Hi Folks,
If you have recently become a resident of
Spain by obtaining a TIE as opposed to the old green residencia certificate,
then you should read the Blevins Franks article on Modelo 720 31st March
deadline - What do you need to do? Click
on the word "Finance" on the www.chifra.org webpage
If you have possessions in any of the
three categories worth more than 50,000€ then you MUST declare them on your
income tax return form. Remember, you are making the return for the period 1st
January 2020 until 31st December 2020. So, if you didn't spend 183
days or more in Spain in 2020, you don't have to do it until next year.
Dave Fisher
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Saturday, 16 January 2021 |
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Hola,
The Junta de Andalucia have announced new COVID-19 restrictions after Saturday 16th January 2021. All members should have received an email detailing all restrictions.
As a result, from 12.01 am on Sunday 17th
January:
- All bars, restaurants and shops will
have to close at 6pm
- The number of people allowed to meet in
social gatherings, including in bars and restaurants, will be limited to four
people
- Travel between the eight provinces of
Andalucía will not be permitted (without a justified reason)
- Travel into and out of municipalities
with a Covid-19 incidence rate of more than 500 per 100,000 people in the last
14 days will not be permitted (219 are currently affected)
- Bars, restaurants and non-essential
shops will not be allowed to open at all in municipalities with a Covid-19
incidence rate of more than 1,000 per 100,000 people in the last 14 days (91
are currently affected)
- The night time curfew will remain the
same (10pm to 6am) unless central government approves a change for it to begin
at 8pm
Davexf
President
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